Tag: Loan

Taking Away Your Payday Advance Is Not the Only Way That The CFPB Is Harming You

The Consumer Financial Protection Bureau (CFPB) was founded in the year 2010 as a watchdog for the United States of America’s economic sector. It had set out to regulate financial marketplaces work in favor of the average consumer, handling a set of responsibilities to providers, and refurbish the American economy which had seen the major…




Is it better for Consumers to get Fast Cash Online or to use Pawn Shops?

The Consumer Financial Protection Bureau (CFPB) has been proposing some new rules that may very well destroy the industry for lending companies that provide fast cash online. These lending companies, also known as payday lenders, allow their customers to get fast cash online and to pay the loan back (with loan fees included) in about…




Is Google Being Unfair to Payday Lenders with its new AdWords Policy?

If you are like most people, you use Google as your default search engine. This comes as no surprise, being as Google has a name that is pretty much synonymous with doing searches on the Internet. You’ve also probably seen advertisements from Google – driven by their AdWords network – to advertise products or services…




Payday Loan Customers Know More about Short Term Loans than Voters with no Payday Loan History

What is it that makes some folks look down on the payday lending industry, alternative financial products and the companies that offer these types of loans? New data from a recent survey indicates that misrepresentations being spread around instead of facts and actual experience may be partly responsible. In fact, these very factors may we…




Easy Tips to Help you pay off more of your Debt

Living with debt is pretty much the American way for most people. But you don’t have to live a life saddled with tens of thousands of dollars if you don’t want to. There are ways to get the madness under control. If you approach debt as one HUGE task that you have to take care…




Democrats, Republicans and the Payday Lending Industry

It might be easy to assume that the regulations on the payday lending industry are pretty clear cut between states that are controlled by Republicans or Democrats. A new study conducted by the experts at Auburn University however, seems to indicate quite the opposite. The study was completed in August of 2015 and it may…




Are Big Banks Jumping on the Short Term Loan Bandwagon?

For years now, the mainstream lending industry has only been interested in offering credit and conventional loans to people who they considered prime lending candidates. This has left many folks out in the cold when it comes to getting loans. In other words, if your credit score indicated that you might be considered a subprime…




Solving A Difficult Financial Crisis

When Unexpected emergencies interfere with regular life, it may be difficult to get cash quickly. Normal channels may not be available or they may not be an appealing option. Banks are a popular choice for those who need loans, but they are not very good at getting money to people very quickly. Credit cards can…




Getting Financial Help Fast

One of the complications related to Unexpected emergencies is that a family’s budget will be completely disrupted. There will be a crucial need for cash as soon as possible. For those who are living from paycheck to paycheck, they are likely to be out of savings and out of options.  Dealing with Unexpected emergencies complicates financial…




The Benefits Of Payday Loans

In Unexpected emergencies most people need money fast and there are not many opportunities to get it. Asking an employer for an advance is not very effective as there are not many companies that will help their employees out. There are services that specialize in this exact function for a fee.  This is important for…