Tag: Credit card

Is it better for Consumers to get Fast Cash Online or to use Pawn Shops?

The Consumer Financial Protection Bureau (CFPB) has been proposing some new rules that may very well destroy the industry for lending companies that provide fast cash online. These lending companies, also known as payday lenders, allow their customers to get fast cash online and to pay the loan back (with loan fees included) in about…




American Consumers are Finally Getting Smart about Debt

If you reflect back on the financial problems this country has faced in recent years, you probably have a few major issues that stick out in your mind. From the housing bubble to Ponzi schemes that cost investors millions, there have been many situations that ultimately led to the most recent recession that we all…




Are Big Banks Jumping on the Short Term Loan Bandwagon?

For years now, the mainstream lending industry has only been interested in offering credit and conventional loans to people who they considered prime lending candidates. This has left many folks out in the cold when it comes to getting loans. In other words, if your credit score indicated that you might be considered a subprime…




Some Lesser Known Facts about Identity Theft

When it comes to identity theft, you cannot have too much information. The more you know the better you can protect your identity. There are some things that are not as well known when it comes to identity theft as other things. Here are some lesser known facts about identity theft that everyone should know…




Know How Identity Thieves Use Your Personal Information

Know How Identity Thieves Use Your Personal Information It is important to know how to protect your identity. It is also important to know what Identity thieves will do once they have your information. Knowing this can help you to watch for signs that your identity has been compromised. One thing that the thief might…




Solving A Difficult Financial Crisis

When Unexpected emergencies interfere with regular life, it may be difficult to get cash quickly. Normal channels may not be available or they may not be an appealing option. Banks are a popular choice for those who need loans, but they are not very good at getting money to people very quickly. Credit cards can…




Getting Financial Help Fast

One of the complications related to Unexpected emergencies is that a family’s budget will be completely disrupted. There will be a crucial need for cash as soon as possible. For those who are living from paycheck to paycheck, they are likely to be out of savings and out of options.¬†¬†Dealing with Unexpected emergencies complicates financial…