Defense Department Proposal could Eliminate Alternative Financial Services for Military Personnel

The Defense Department is on a mission; a mission that they say will bring some strength to lending protections for troops and their families. This mission, if successful, could wind up costing troops access to payday loans and other types of short term financial services/products. We all want what is best for our troops, but…




How to be a Smarter Payday Loan Borrower

Life is an ongoing learning experience. Even the smartest people in the world don’t get things perfect the first time around. Nearly every endeavor in life takes a bit of trial and error to get right. This is especially true of financial skills. A lot of people get out of school, start working and then…




American Consumers are Finally Getting Smart about Debt

If you reflect back on the financial problems this country has faced in recent years, you probably have a few major issues that stick out in your mind. From the housing bubble to Ponzi schemes that cost investors millions, there have been many situations that ultimately led to the most recent recession that we all…




Operation Choke Point: A Lesson in Out of Control Government Initiatives

The Justice Department launched ‘Operation Choke Point’ as an initiative that was supposed to target payday lenders and other industries that the government labeled as ‘suspect.’ In other words, the Justice Department got the whole thing off the ground in an effort to stop payday lending companies from offering loans in states that prohibit payday…




Are Big Banks Jumping on the Short Term Loan Bandwagon?

For years now, the mainstream lending industry has only been interested in offering credit and conventional loans to people who they considered prime lending candidates. This has left many folks out in the cold when it comes to getting loans. In other words, if your credit score indicated that you might be considered a subprime…




Financial Necessities Every College Grad Should Have

Graduating college is both a terrifying and exciting time. You are about to start the next stage of your life, but you have no money and no idea what you are about to do next. There are some financial necessities you need to have while you are on your way to finding the first step…



Some Lesser Known Facts about Identity Theft

When it comes to identity theft, you cannot have too much information. The more you know the better you can protect your identity. There are some things that are not as well known when it comes to identity theft as other things. Here are some lesser known facts about identity theft that everyone should know…




Is A Flexible Smartphone In The Future?

Not everyone can remember the first cell phone, all big and bulky, but still new and exciting technology at the time. As the years have gone on they have gotten smaller and have been able to do more and more. Now there is a smartphone that is in design that will be flexible. Samsung is…




Know How Identity Thieves Use Your Personal Information

Know How Identity Thieves Use Your Personal Information It is important to know how to protect your identity. It is also important to know what Identity thieves will do once they have your information. Knowing this can help you to watch for signs that your identity has been compromised. One thing that the thief might…




Are Banks Getting Rid of ATMs?

It would not seem like something that you would expect a bank to do. After all to keep customers happy, having convenient local ATMs would seem like the way to go. It seems though that banks are looking to cut out ATMs, some at least. Bank of America’s customers are used to finding an ATM…