When it comes to identity theft, you cannot have too much information. The more you know the better you can protect your identity. There are some things that are not as well known when it comes to identity theft as other things. Here are some lesser known facts about identity theft that everyone should know to help them protect their identity.
Not all identity thefts are committed by strangers. In fact, there are quite a few that are committed by a close friend or family member. This fact seems to shock most people, they never think that someone they know would do something like this to them. It is a sad reality. In fact, parents’ have been known to even use their own children’s personal information for various things, which only ends up ruining things for their children later on in life.
More and more people are stealing people’s identity in order to gain access to medical coverage. Health care is incredibly expensive and not everyone has access to it. Without health insurance getting the necessary medical attention and prescriptions that one needs is quite expensive. Medical insurance cuts the cost of medical expenses, which is why people are willing to steal other’s identities in order to get medical coverage.
Anyone who makes up a social security number on a credit card application in order to get said credit card is not only committing identity theft but also fraud. This is twice the crime. However, if someone is willing to make up a social security number on a credit card application chances are they are not concerned with how many laws they are breaking.
We have all seen a commercial where someone gets a call from their bank or Credit Card Company where they get asked about their purchases or location only to find out someone has their information. This does not always happen the first time someone uses that information. There are people who have had to wait weeks, even months to find out that their information has been stolen. The longer it takes for you to find out, the more damage can be done in your name.
While many people think that it will not happen to them the truth is no one is immune to having their identity stolen. The only hope that anyone has is to take all the precautions that they can to protect their identity. Even then there are still no guarantees. The fact is you can never be too careful when it comes to your identity, do everything that you can to keep it yours, after all your identity is too precious to let someone else have.