Is it better for Consumers to get Fast Cash Online or to use Pawn Shops?

The Consumer Financial Protection Bureau (CFPB) has been proposing some new rules that may very well destroy the industry for lending companies that provide fast cash online. These lending companies, also known as payday lenders, allow their customers to get fast cash online and to pay the loan back (with loan fees included) in about…




Is Google Being Unfair to Payday Lenders with its new AdWords Policy?

If you are like most people, you use Google as your default search engine. This comes as no surprise, being as Google has a name that is pretty much synonymous with doing searches on the Internet. You’ve also probably seen advertisements from Google – driven by their AdWords network – to advertise products or services…




The CFPB is now setting its Sights on Small Business Lending

There are hundreds of products and services offered to consumers in the vast sea of financial industry. One thing that nearly all of the providers of these services and products has in common is that they are potential targets of the Consumer Financial Protection Bureau (CFPB.) Granted the power to police the consumer financial market…




Payday Loan Customers Know More about Short Term Loans than Voters with no Payday Loan History

What is it that makes some folks look down on the payday lending industry, alternative financial products and the companies that offer these types of loans? New data from a recent survey indicates that misrepresentations being spread around instead of facts and actual experience may be partly responsible. In fact, these very factors may we…




Federal Trade Commission Publishes List of Top Consumer Complaints

The Federal Trade Commission (FTC) is an organization that is charged with providing protection to American consumers. As part of their effort to live up to this mission, the FTC collects complaints from people. Every year, they release a report that breaks down the top offenders, with regards to complaints logged. The report is called…




Easy Tips to Help you pay off more of your Debt

Living with debt is pretty much the American way for most people. But you don’t have to live a life saddled with tens of thousands of dollars if you don’t want to. There are ways to get the madness under control. If you approach debt as one HUGE task that you have to take care…




Federal Trade Commission Puts a Hurting on Several Shady Debt Collectors

It doesn’t get much lower than this: A debt collection representative called an 84 year old woman and notified her that they had a warrant for the woman’s daughter. Another mother was then told she would not be able to see her kids. Yet another collector is alleged to have constantly harassed consumers over outstanding…




Corporate America is on the Brink of Getting Rid of Workers Compensation

There is a movement afoot amongst the movers and shakers in Corporate America, that you may not be aware of. We have all heard of, and many have even had to rely on Workers’ Compensation at some point. Well, there are some heavy hitters in the corporate world, we’re talking very large corporations and their…




Democrats, Republicans and the Payday Lending Industry

It might be easy to assume that the regulations on the payday lending industry are pretty clear cut between states that are controlled by Republicans or Democrats. A new study conducted by the experts at Auburn University however, seems to indicate quite the opposite. The study was completed in August of 2015 and it may…




Defense Department Proposal could Eliminate Alternative Financial Services for Military Personnel

The Defense Department is on a mission; a mission that they say will bring some strength to lending protections for troops and their families. This mission, if successful, could wind up costing troops access to payday loans and other types of short term financial services/products. We all want what is best for our troops, but…